{
  "meta": {
    "title": {
      "de": "Buchhaltungssoftware Vergleich 2026 für Freelancer",
      "en": "Accounting Software Comparison 2026 for Freelancers"
    },
    "version": "2026.1.0",
    "lastUpdated": "2026-02-10",
    "taxYear": "2026",
    "methodology": {
      "de": "Jede Software wurde anhand von 6 Hauptkriterien bewertet. Die Gewichtung basiert auf Freelancer-Anforderungen.",
      "en": "Each software was evaluated based on 6 main criteria. Weighting is based on freelancer requirements."
    }
  },
  "scoringRubric": {
    "categories": [
      {
        "id": "usability",
        "name": { "de": "Bedienbarkeit", "en": "Usability" },
        "weight": 20,
        "description": { "de": "Einfachheit der Einrichtung und täglichen Nutzung", "en": "Ease of setup and daily use" },
        "criteria": [
          { "id": "setup", "name": { "de": "Einrichtung", "en": "Setup" }, "maxPoints": 5 },
          { "id": "ui", "name": { "de": "Benutzeroberfläche", "en": "User Interface" }, "maxPoints": 5 },
          { "id": "mobile", "name": { "de": "Mobile App", "en": "Mobile App" }, "maxPoints": 5 },
          { "id": "learning", "name": { "de": "Lernkurve", "en": "Learning Curve" }, "maxPoints": 5 }
        ]
      },
      {
        "id": "freelancer-coverage",
        "name": { "de": "Freelancer-Abdeckung", "en": "Freelancer Coverage" },
        "weight": 25,
        "description": { "de": "Unterstützte Formulare und Erklärungen für Selbstständige", "en": "Supported forms and returns for self-employed" },
        "criteria": [
          { "id": "euer", "name": { "de": "EÜR (Anlage EÜR)", "en": "EÜR (Income Statement)" }, "maxPoints": 5 },
          { "id": "ustva", "name": { "de": "USt-Voranmeldung", "en": "VAT Advance Return" }, "maxPoints": 5 },
          { "id": "est", "name": { "de": "Einkommensteuererklärung", "en": "Income Tax Return" }, "maxPoints": 5 },
          { "id": "kleinunternehmer", "name": { "de": "Kleinunternehmerregelung", "en": "Small Business Exemption" }, "maxPoints": 5 },
          { "id": "nebengewerbe", "name": { "de": "Nebengewerbe-Support", "en": "Side Business Support" }, "maxPoints": 5 }
        ]
      },
      {
        "id": "elster-integration",
        "name": { "de": "ELSTER-Integration", "en": "ELSTER Integration" },
        "weight": 20,
        "description": { "de": "Direkte Übermittlung ans Finanzamt", "en": "Direct submission to tax office" },
        "criteria": [
          { "id": "direct-submit", "name": { "de": "Direktübermittlung", "en": "Direct Submission" }, "maxPoints": 5 },
          { "id": "certificate", "name": { "de": "Zertifikat-Handling", "en": "Certificate Handling" }, "maxPoints": 5 },
          { "id": "bescheid-abruf", "name": { "de": "Bescheid-Abruf", "en": "Notice Retrieval" }, "maxPoints": 5 }
        ]
      },
      {
        "id": "price-transparency",
        "name": { "de": "Preistransparenz", "en": "Price Transparency" },
        "weight": 15,
        "description": { "de": "Klarheit der Preisstruktur und versteckte Kosten", "en": "Clarity of pricing structure and hidden costs" },
        "criteria": [
          { "id": "pricing-clarity", "name": { "de": "Preisklarheit", "en": "Pricing Clarity" }, "maxPoints": 5 },
          { "id": "hidden-costs", "name": { "de": "Versteckte Kosten", "en": "Hidden Costs" }, "maxPoints": 5 },
          { "id": "free-tier", "name": { "de": "Kostenlose Version", "en": "Free Tier" }, "maxPoints": 5 }
        ]
      },
      {
        "id": "automations",
        "name": { "de": "Automatisierungen", "en": "Automations" },
        "weight": 10,
        "description": { "de": "Bank-Import, Belegerfassung, Kategorisierung", "en": "Bank import, receipt capture, categorization" },
        "criteria": [
          { "id": "bank-import", "name": { "de": "Bank-Import", "en": "Bank Import" }, "maxPoints": 5 },
          { "id": "receipt-scan", "name": { "de": "Belegerfassung", "en": "Receipt Scanning" }, "maxPoints": 5 },
          { "id": "auto-categorize", "name": { "de": "Auto-Kategorisierung", "en": "Auto-Categorization" }, "maxPoints": 5 }
        ]
      },
      {
        "id": "support-security",
        "name": { "de": "Support & Sicherheit", "en": "Support & Security" },
        "weight": 10,
        "description": { "de": "Erreichbarkeit und Datenschutz", "en": "Accessibility and data protection" },
        "criteria": [
          { "id": "support-channels", "name": { "de": "Support-Kanäle", "en": "Support Channels" }, "maxPoints": 5 },
          { "id": "response-time", "name": { "de": "Antwortzeit", "en": "Response Time" }, "maxPoints": 5 },
          { "id": "gdpr", "name": { "de": "DSGVO-Konformität", "en": "GDPR Compliance" }, "maxPoints": 5 },
          { "id": "server-location", "name": { "de": "Server-Standort DE", "en": "Server Location DE" }, "maxPoints": 5 }
        ]
      }
    ]
  },
  "sampleCases": [
    {
      "id": "solo-freelancer-vat",
      "name": { "de": "Solo-Freelancer mit USt", "en": "Solo Freelancer with VAT" },
      "description": {
        "de": "Freiberufler (z.B. IT-Berater) mit 80.000€ Jahresumsatz, monatlicher USt-Voranmeldung, ca. 50 Belege/Monat.",
        "en": "Freelancer (e.g., IT consultant) with €80,000 annual revenue, monthly VAT returns, approx. 50 receipts/month."
      },
      "requirements": ["euer", "ustva", "est", "bank-import", "receipt-scan"],
      "vatRegistered": true,
      "monthlyReceipts": 50,
      "annualRevenue": 80000
    },
    {
      "id": "solo-freelancer-no-vat",
      "name": { "de": "Solo-Freelancer ohne USt", "en": "Solo Freelancer without VAT" },
      "description": {
        "de": "Freiberufler mit Kleinunternehmerregelung (§19 UStG), 15.000€ Jahresumsatz, ca. 20 Belege/Monat.",
        "en": "Freelancer with small business exemption (§19 UStG), €15,000 annual revenue, approx. 20 receipts/month."
      },
      "requirements": ["euer", "est", "kleinunternehmer"],
      "vatRegistered": false,
      "monthlyReceipts": 20,
      "annualRevenue": 15000
    },
    {
      "id": "kleinunternehmer",
      "name": { "de": "Kleinunternehmer", "en": "Small Business Owner" },
      "description": {
        "de": "Gewerbetreibender unter der Kleinunternehmergrenze (22.000€), Gewerbeanmeldung, ca. 30 Belege/Monat.",
        "en": "Business owner below small business threshold (€22,000), business registration, approx. 30 receipts/month."
      },
      "requirements": ["euer", "est", "kleinunternehmer"],
      "vatRegistered": false,
      "monthlyReceipts": 30,
      "annualRevenue": 18000,
      "hasTradeRegistration": true
    },
    {
      "id": "side-business",
      "name": { "de": "Nebengewerbe", "en": "Side Business" },
      "description": {
        "de": "Angestellter mit Nebentätigkeit, 8.000€ Nebeneinkünfte, ca. 10 Belege/Monat, Hauptberuf Lohnsteuerbescheinigung.",
        "en": "Employee with side business, €8,000 side income, approx. 10 receipts/month, main job wage tax certificate."
      },
      "requirements": ["euer", "est", "nebengewerbe"],
      "vatRegistered": false,
      "monthlyReceipts": 10,
      "annualRevenue": 8000,
      "hasMainEmployment": true
    }
  ],
  "software": [
    {
      "id": "lexoffice",
      "name": "lexoffice",
      "vendor": "Haufe-Lexware GmbH & Co. KG",
      "website": "https://www.lexoffice.de",
      "logoUrl": "/images/software/lexoffice.png",
      "description": {
        "de": "Cloud-Buchhaltung für Selbstständige und kleine Unternehmen. Rechnungen, Banking, Steuer.",
        "en": "Cloud accounting for self-employed and small businesses. Invoices, banking, taxes."
      },
      "features": {
        "freelancerSuitability": "high",
        "supportedReturns": ["euer", "ustva", "ust-jahreserklaerung"],
        "elsterCertificateNeeded": false,
        "elsterIntegrated": true,
        "bankImport": true,
        "receiptScan": true,
        "autoCategoriziation": true,
        "mobileApp": true,
        "serverLocationDE": true,
        "gdprCompliant": true
      },
      "pricing": {
        "currency": "EUR",
        "tiers": [
          { "name": "S", "monthlyPrice": 6.90, "yearlyPrice": 82.80, "features": ["Rechnungen", "Angebote"] },
          { "name": "M", "monthlyPrice": 11.90, "yearlyPrice": 142.80, "features": ["+ Banking", "+ EÜR"] },
          { "name": "L", "monthlyPrice": 19.90, "yearlyPrice": 238.80, "features": ["+ USt-Voranmeldung", "+ Belegerfassung"] },
          { "name": "XL", "monthlyPrice": 29.90, "yearlyPrice": 358.80, "features": ["+ Lohn & Gehalt"] }
        ],
        "freeTier": false,
        "trialDays": 30
      },
      "scores": {
        "usability": 18,
        "freelancer-coverage": 22,
        "elster-integration": 14,
        "price-transparency": 12,
        "automations": 13,
        "support-security": 16
      },
      "totalScore": 95,
      "pros": {
        "de": ["Sehr intuitive Oberfläche", "Starke Bank-Integration", "Gute Mobile App"],
        "en": ["Very intuitive interface", "Strong bank integration", "Good mobile app"]
      },
      "cons": {
        "de": ["Keine ESt-Erklärung", "Höherer Preis", "Kein Offline-Modus"],
        "en": ["No income tax return", "Higher price", "No offline mode"]
      }
    },
    {
      "id": "sevdesk",
      "name": "sevDesk",
      "vendor": "sevDesk GmbH",
      "website": "https://www.sevdesk.de",
      "logoUrl": "/images/software/sevdesk.png",
      "description": {
        "de": "Online-Buchhaltung für Freelancer und Kleinunternehmer. Automatisierte Belegerfassung.",
        "en": "Online accounting for freelancers and small businesses. Automated receipt capture."
      },
      "features": {
        "freelancerSuitability": "high",
        "supportedReturns": ["euer", "ustva", "ust-jahreserklaerung"],
        "elsterCertificateNeeded": false,
        "elsterIntegrated": true,
        "bankImport": true,
        "receiptScan": true,
        "autoCategoriziation": true,
        "mobileApp": true,
        "serverLocationDE": true,
        "gdprCompliant": true
      },
      "pricing": {
        "currency": "EUR",
        "tiers": [
          { "name": "Rechnung", "monthlyPrice": 8.90, "yearlyPrice": 106.80, "features": ["Rechnungen", "Angebote"] },
          { "name": "Buchhaltung", "monthlyPrice": 18.90, "yearlyPrice": 226.80, "features": ["+ EÜR", "+ Banking"] },
          { "name": "Warenwirtschaft", "monthlyPrice": 42.90, "yearlyPrice": 514.80, "features": ["+ Lager", "+ Artikel"] }
        ],
        "freeTier": false,
        "trialDays": 14
      },
      "scores": {
        "usability": 17,
        "freelancer-coverage": 21,
        "elster-integration": 13,
        "price-transparency": 11,
        "automations": 14,
        "support-security": 15
      },
      "totalScore": 91,
      "pros": {
        "de": ["Gute Belegerfassung", "API-Schnittstellen", "Steuerberater-Zugang"],
        "en": ["Good receipt capture", "API interfaces", "Tax advisor access"]
      },
      "cons": {
        "de": ["Teurer für Vollversion", "Kein ESt-Support", "Manchmal langsam"],
        "en": ["Expensive for full version", "No income tax support", "Sometimes slow"]
      }
    },
    {
      "id": "wiso-steuer",
      "name": "WISO Steuer",
      "vendor": "Buhl Data Service GmbH",
      "website": "https://www.buhl.de/produkte/wiso-steuer/",
      "logoUrl": "/images/software/wiso-steuer.png",
      "description": {
        "de": "Steuererklärung für Privatpersonen und Selbstständige. Desktop und Web-Version.",
        "en": "Tax returns for individuals and self-employed. Desktop and web version."
      },
      "features": {
        "freelancerSuitability": "medium",
        "supportedReturns": ["euer", "ustva", "est", "ust-jahreserklaerung"],
        "elsterCertificateNeeded": true,
        "elsterIntegrated": true,
        "bankImport": false,
        "receiptScan": false,
        "autoCategoriziation": false,
        "mobileApp": true,
        "serverLocationDE": true,
        "gdprCompliant": true
      },
      "pricing": {
        "currency": "EUR",
        "tiers": [
          { "name": "WISO Steuer 2026", "monthlyPrice": null, "yearlyPrice": 45.99, "features": ["Alle Formulare", "ESt", "EÜR"] },
          { "name": "WISO Steuer Plus", "monthlyPrice": null, "yearlyPrice": 59.99, "features": ["+ Mehrere Jahre", "+ Premium-Support"] }
        ],
        "freeTier": false,
        "trialDays": 0
      },
      "scores": {
        "usability": 14,
        "freelancer-coverage": 24,
        "elster-integration": 15,
        "price-transparency": 14,
        "automations": 6,
        "support-security": 14
      },
      "totalScore": 87,
      "pros": {
        "de": ["Vollständige ESt-Erklärung", "Alle Formulare", "Guter Preis"],
        "en": ["Complete income tax return", "All forms", "Good price"]
      },
      "cons": {
        "de": ["Keine laufende Buchhaltung", "Jährlicher Neukauf", "Veraltet wirkend"],
        "en": ["No ongoing accounting", "Annual repurchase", "Outdated feeling"]
      }
    },
    {
      "id": "elster",
      "name": "Mein ELSTER",
      "vendor": "Bayerisches Landesamt für Steuern",
      "website": "https://www.elster.de",
      "logoUrl": "/images/software/elster.png",
      "description": {
        "de": "Kostenlose offizielle Steuererklärung direkt beim Finanzamt. Alle Formulare verfügbar.",
        "en": "Free official tax return directly at the tax office. All forms available."
      },
      "features": {
        "freelancerSuitability": "medium",
        "supportedReturns": ["euer", "ustva", "est", "ust-jahreserklaerung", "gewst"],
        "elsterCertificateNeeded": true,
        "elsterIntegrated": true,
        "bankImport": false,
        "receiptScan": false,
        "autoCategoriziation": false,
        "mobileApp": false,
        "serverLocationDE": true,
        "gdprCompliant": true
      },
      "pricing": {
        "currency": "EUR",
        "tiers": [
          { "name": "Kostenlos", "monthlyPrice": 0, "yearlyPrice": 0, "features": ["Alle Formulare", "Direktübermittlung"] }
        ],
        "freeTier": true,
        "trialDays": 0
      },
      "scores": {
        "usability": 10,
        "freelancer-coverage": 25,
        "elster-integration": 15,
        "price-transparency": 15,
        "automations": 3,
        "support-security": 17
      },
      "totalScore": 85,
      "pros": {
        "de": ["Komplett kostenlos", "Alle Formulare", "Offizielle Quelle"],
        "en": ["Completely free", "All forms", "Official source"]
      },
      "cons": {
        "de": ["Keine Hilfestellung", "Komplizierte Oberfläche", "Keine Buchhaltung"],
        "en": ["No guidance", "Complicated interface", "No accounting"]
      }
    },
    {
      "id": "taxfix",
      "name": "Taxfix",
      "vendor": "Taxfix SE",
      "website": "https://taxfix.de",
      "logoUrl": "/images/software/taxfix.png",
      "description": {
        "de": "App-basierte Steuererklärung per Interview. Fokus auf Angestellte, begrenzte Selbstständigen-Optionen.",
        "en": "App-based tax return via interview. Focus on employees, limited self-employed options."
      },
      "features": {
        "freelancerSuitability": "low",
        "supportedReturns": ["est"],
        "elsterCertificateNeeded": false,
        "elsterIntegrated": true,
        "bankImport": false,
        "receiptScan": false,
        "autoCategoriziation": false,
        "mobileApp": true,
        "serverLocationDE": true,
        "gdprCompliant": true
      },
      "pricing": {
        "currency": "EUR",
        "tiers": [
          { "name": "Basic", "monthlyPrice": null, "yearlyPrice": 39.99, "features": ["ESt-Erklärung"] }
        ],
        "freeTier": false,
        "trialDays": 0
      },
      "scores": {
        "usability": 19,
        "freelancer-coverage": 8,
        "elster-integration": 10,
        "price-transparency": 13,
        "automations": 5,
        "support-security": 14
      },
      "totalScore": 69,
      "pros": {
        "de": ["Sehr einfache Bedienung", "Gute App", "Interview-Modus"],
        "en": ["Very easy to use", "Good app", "Interview mode"]
      },
      "cons": {
        "de": ["Kaum Freelancer-Support", "Keine EÜR", "Keine USt"],
        "en": ["Little freelancer support", "No EÜR", "No VAT"]
      }
    }
  ],
  "changelog": [
    {
      "date": "2026-02-10",
      "version": "2026.1.0",
      "taxYear": "2026",
      "changes": {
        "de": ["Initiale Veröffentlichung des Buchhaltungssoftware-Vergleichs 2026", "Bewertungsrubrik definiert", "5 Software-Lösungen bewertet"],
        "en": ["Initial release of accounting software comparison 2026", "Scoring rubric defined", "5 software solutions evaluated"]
      }
    }
  ]
}